Retail Business Financing & Loans | Vida Growth Partners

Retail Business Financing Made Simple

Compete with national chains and seize growth opportunities. Get the working capital you need for inventory, renovations, and expansion with actual bank loans.

Popular Loan Products

Up to $1M
Revolving Credit
$5K-$750K
Inventory Loans
24-48 Hours
Fast Approval
575+ Credit
Min. Score
20+ Years Experience
$1M+ Maximum Funding
24-48 Hour Approvals
1000+ Retail Businesses Funded

Retail Business Financing Solutions

Choose from our comprehensive range of funding options designed specifically for retail store owners, boutiques, and shops.

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BANKROLL Revolving Credit

Up to $1 Million

Ultimate flexibility with fixed weekly payments and unlimited draws for up to 1 year.

  • Fixed weekly payments up to 36 months
  • Unlimited draws and paydowns
  • 24-hour access for up to 1 year
  • Early payoff with no penalty
  • Perfect for inventory and seasonal needs
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Interest-Only Flex Pay

$50K to $750K

Interest-only payments for up to one year with optional line of credit access.

  • Interest-only for up to 12 months
  • Optional line of credit included
  • Unlimited draws for up to 1 year
  • Perfect for store expansion
  • Preserve cash flow during growth
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Flex Pay Loans

$5K to $750K

Defer up to 50% of principal for lower payments now, perfect for renovations and remodeling.

  • Defer up to 50% of principal
  • Low fixed weekly payments
  • Tax deductible interest
  • Not tied to credit card receipts
  • Perfect for store renovations

Line of Credit

$5K to $500K

24-hour access to working capital with 5 separate loan drafts over 6 months.

  • 24-hour access to funds
  • 5 loan drafts over 6 months
  • Only pay for what you use
  • Perfect for seasonal inventory
  • Terms up to 36 months

Simple Qualification Requirements

We've designed our qualification process specifically for retail business owners. Our loans are actual bank loans with tax-deductible interest - not merchant cash advances.

Check Your Eligibility
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Credit Score 575+

Much lower than traditional bank requirements

30+ Days in Business

Even newer retail stores can qualify

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$17K+ Monthly Sales

$200K+ annually from all sources

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Retail Business Owner

Must be majority owner/operator

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Limited Paperwork

Quick application with minimal documentation

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Not Tied to Credit Cards

Fixed payments not based on credit card receipts

Simple 4-Step Process

Get from application to funding in as little as 3 days

1

Apply Online

Complete our simple application designed for retail business owners. No hard credit pull during pre-qualification.

2

Quick Review

Our retail financing specialists review your application. Most approvals within 24-48 hours.

3

Consultation

Work with your dedicated consultant to structure the optimal financing solution for your retail business needs.

4

Get Funded

Receive funds in as little as 3 days to start growing your retail business and competing with national chains.

Ready to Grow Your Retail Business?

Join thousands of retail business owners who chose fast, flexible financing through Vida Growth Partners

Complete Your Application Below

🔒 Our Guarantee

No hard credit pull • No fees to apply • 24-48 hour response • Tax deductible interest • Retail business specialist consultation